@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Montserrat:wght@500;600;700;800;900&display=swap');
:root{--accent:#ed653d;--ink:#101315;--muted:#566068;--paper:#f5f2ed;--edge:#dedfdd;--panel:#1a1d20}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.65}
a{color:inherit} a:focus-visible,button:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
.site-header{background:#0c0e10;color:white;position:sticky;top:0;z-index:50;border-bottom:1px solid #3b4044}
.wrap{width:min(1150px,calc(100% - 48px));margin:0 auto}.header-row{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:78px}
.brand{font:900 28px/1 Montserrat,Arial,sans-serif;letter-spacing:.1em;color:white;text-decoration:none}.brand small{display:block;font:700 8px/1.4 'DM Sans',sans-serif;letter-spacing:.3em;margin-top:6px;color:#b7c0c2}
h1,h2,h3{font-family:Montserrat,Arial,sans-serif;line-height:1.12;letter-spacing:-.045em}h1{font-size:clamp(42px,5vw,72px);font-weight:900;margin:14px 0 22px}h2{font-size:clamp(30px,3.5vw,43px);margin:8px 0 20px}h3{font-size:23px;margin:0 0 12px}
p{margin-top:0}.eyebrow{font:800 12px/1.5 Montserrat,sans-serif;color:var(--accent);text-transform:uppercase;letter-spacing:.13em}
.hero{background:#141719;color:#fff;padding:92px 0 85px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(290px,.8fr);gap:60px;align-items:center}.hero p{color:#c5cbcb;font-size:19px;line-height:1.7;max-width:650px}.hero em{color:var(--accent);font-style:normal}.hero-art{width:100%;aspect-ratio:5/4;background:#272b2d;overflow:hidden;border-bottom:7px solid var(--accent)}.hero-art img{display:block;width:100%;height:100%;object-fit:cover;object-position:50% 39%}
.crumb{color:#bac2c4;font-size:13px}.crumb a{text-decoration:none;border-bottom:1px solid #6a7274}.crumb span{padding:0 7px;color:#818a8b}
.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:28px}.button{display:inline-flex;justify-content:center;align-items:center;text-decoration:none;padding:13px 22px;min-height:50px;background:var(--accent);color:#fff;font:800 12px/1.4 Montserrat,sans-serif;text-transform:uppercase;letter-spacing:.04em;border-radius:3px}.button:hover{filter:brightness(1.08)}.button.outline{background:transparent;border:1px solid #9a9c9e}
.intro{padding:84px 0 42px}.intro-copy{max-width:750px;font-size:18px;line-height:1.85;color:#3f464a}.topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:31px;margin-bottom:32px}.topic-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--edge);box-shadow:0 5px 22px rgba(0,0,0,.035);padding:27px;min-height:226px;text-decoration:none;transition:transform .18s,border-color .18s}.topic-card:hover{transform:translateY(-4px);border-color:var(--accent)}.topic-label{font:800 10px Montserrat,sans-serif;letter-spacing:.13em;text-transform:uppercase;color:#b95837}.topic-card h3{font-size:23px;margin:16px 0 12px}.topic-card p{font-size:15px;line-height:1.65;color:#555f64;margin:0 0 20px}.topic-card .go{margin-top:auto;font:800 12px Montserrat,sans-serif;text-transform:uppercase;color:#b04b2c}
.band{padding:64px 0;background:#181b1d;color:white}.band-grid{display:flex;justify-content:space-between;gap:30px;align-items:center}.band p{color:#bcc3c5;max-width:690px;margin:0}.band h2{margin:10px 0 13px}.band .button{flex-shrink:0}
.content{padding:72px 0}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:64px;align-items:start}.article-body{max-width:770px}.article-body section{margin-bottom:42px}.article-body h2{font-size:clamp(26px,3.1vw,37px);margin-bottom:19px}.article-body p{font-size:17px;color:#454e52;line-height:1.83}.signs{margin:18px 0;padding:0 0 0 21px;color:#414a4e;font-size:17px;line-height:2}.signs li{padding-left:6px}.side-card{background:#fff;border:1px solid var(--edge);padding:26px;position:sticky;top:108px}.side-card .smalltitle{font:800 11px Montserrat,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:#a34c31}.side-card h3{font-size:22px;margin:12px 0}.side-card p{color:#5b6468;font-size:15px}.side-card a{display:block;font-size:14px;font-weight:700;color:#a2462a;padding:10px 0;border-top:1px solid var(--edge)}.side-card .button{color:#fff;border:0;padding:12px;text-align:center;font-size:11px}
.notice{border-left:4px solid var(--accent);background:#f0e7e1;padding:22px 24px;margin:32px 0}.notice strong{display:block;font:800 15px Montserrat;margin-bottom:10px}.notice p{margin:0;font-size:15px}.faq details{border-top:1px solid #c8cccb;padding:18px 0}.faq summary{font-weight:800;cursor:pointer;font-size:17px}.faq details p{margin:15px 0 0}.related{padding:72px 0;background:#ede8df}.related .topic-grid{margin-bottom:0}.text-link{color:#ac4d2e;font-weight:800;text-underline-offset:4px}.review-note{font-size:13px;color:#686b6d;padding:20px 0;border-top:1px solid var(--edge)}
footer{background:#0c0e10;color:white;padding:34px 0;font-size:13px}.footer-inner{display:flex;justify-content:space-between;align-items:center;gap:22px}.footer-inner nav{display:flex;flex-wrap:wrap;gap:18px}.footer-inner a{color:#ddd;text-decoration:none}.footer-inner a:hover{color:var(--accent)}
@media(max-width:950px){.hero-grid{gap:28px}.article-layout{grid-template-columns:1fr}.side-card{position:static}.topic-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.wrap{width:calc(100% - 32px)}.header-row{min-height:68px}.brand{font-size:22px}.hero{padding:58px 0 50px}.hero-grid{grid-template-columns:1fr}.hero-art{max-height:260px}.hero h1{font-size:clamp(39px,11.5vw,58px)}.hero p{font-size:16px}.hero-actions{flex-direction:column}.button{width:100%}.intro{padding:55px 0 30px}.topic-grid{grid-template-columns:1fr;gap:14px}.topic-card{min-height:auto;padding:23px}.band-grid,.footer-inner{display:block}.band-grid .button{margin-top:22px}.content{padding:50px 0}.footer-inner nav{margin-top:19px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.topic-card{transition:none}}